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Notes on the consolidated financial statements
for the year ended 31 March 2017
(
`
in crores)
Type of loan
Loan outstanding
Sanction
amount
Rate of
interest
Security
Guarantee
Repayment terms
As on 31
March 2017
As on 31
March 2016
As on 1
April 2015
Working capital
facility (secured)
7.78
0.13
8.29 (
`
7.78 crores (31
March 2016
`
0.13
crores, 1 April 2015
`
8.29 crores)
9% to 9.25% All facilities are covered under ECGC
port shipment and buyer wise cover
issued by Export Credit Guarantee
Corporation of India Ltd.
25 to 180 days
Term loans -
from Banks
(secured)
-
0.03
0.07
`
0.08 crores (31
March 2016
`
0.08
crores, 1 April 2015
`
0.08 crores)
11.50%
Secured against respecticve assets
financed.
Repayable in 36
monthly installment
as per agreement
Term loans -
from Banks
(secured)
-
0.46
0.57
`
3.03 crores (31
March 2016
`
3.03
crores, 1 April 2015
`
3.03 crores)
11.50% to 15% Secured by first charge on Digital
printing machine
Repayable in 48
monthly installment
as per agreement
Working capital
facility (secured)
1.09
8.20
8.71
`
10 crores (31
March 2016
`
10
crores, 1 April 2015
`
10 crores)
Rate of interest
is variable and
linkerd to MCLR.
Working capital facility includes cash
credit limit from SBI banks is secured
against Stock & Book debts of the
company
On demand
Term loans -
from related
parties
(unsecured)
25.03
12.74
12.15
`
25.03 crores (31
March 2016
`
12.74
crores, 1 April 2015
`
12.15 crores)
9% to 10% N.A.
3 - 5 years
(a) Terms of Borrowings
15. Borrowings
(contd...)